How to Get a Mental Health Care Plan in Australia
Accessing mental health support can feel overwhelming, but the Medicare-rebated Mental Health Care Plan (MHCP)makes psychological services more affordable. This step-by-step guide explains how to obtain one and what to expect.
What Is a Mental Health Care Plan (MHCP)?
A Mental Health Care Plan (MHCP) is a referral from your GP that provides Medicare rebates for up to 10 sessions per calendar year with a registered psychologist. The rebate for a session with a clinical psychologist is currently $141.85 per session (as of July 2024).
Step-by-Step Process to Get a Mental Health Care Plan
1️⃣ Book an Appointment with Your GP
Schedule a long consultation with your GP so they have time to assess your mental health needs.
If you already see a psychiatrist or pediatrician, they can also refer you.
2️⃣ Discuss Your Mental Health Concerns
Your GP will ask about your symptoms, history, and how your mental health is affecting your daily life.
They may use a brief questionnaire (e.g., K10) to assess your current well-being.
3️⃣ Receive Your Mental Health Care Plan
If eligible, your GP will prepare a Mental Health Care Plan outlining your mental health goals and recommended treatment.
You will receive a referral for up to 6 sessions with a psychologist.
4️⃣ Book Your Psychology Sessions
You can now schedule your sessions with Dr. Azhani. Please email your MHCP and referral letter to our Practice Manager, Brent, so we can streamline rebates.
At your first session, bring a copy of your referral letter and MHCP for processing.
5️⃣ Review After 6 Sessions
After completing 6 sessions, you must return to your GP for a re-referral. They can approve an additional 4 sessions, bringing your total to 10 per year.
Important Things to Know
✅ If you already have an MHCP with a different provider, you do not need a new one. However, the sessions you have already used will still count, and your remaining sessions will carry over.
✅ The MHCP resets every calendar year, meaning you can access a new plan each year if needed. However, the sessions you have already used will still count, and your remaining sessions will carry over.
✅ Medicare does not cover the full session fee, but the rebate reduces your out-of-pocket cost.
✅ You can choose any psychologist who accepts Medicare referrals, including those in private practice.
✅ Not all psychologists are bulk-billing, so check session fees beforehand.
✅ Your MHCP can be used for Telehealth sessions if you are interstate, but it cannot be used while overseas or if you are admitted to a public hospital.
Seeking support is a big step, and the MHCP makes therapy more accessible. If you're considering psychological support, speak with your GP to start the process today.
